Steps To Buying A Home
Before starting your search for a home, one of the things it is imperative to do is take a realistic look at your finances. Scrutinize your income and your short-term/long-term budgets to determine what you can truly afford. How is your credit? If your credit report has adverse or negative information, getting those items resolved should be your first priority. Once you have resolved the issues, your credit report and score will not change instantly. To help hasten matters you can contact the creditor directly after you have met the obligation and ask them to remove the adverse information. Sometimes this works but don't be surprised if it does not.
These weekly post were created to take you step by step through the process of buying your home. Whether you are a first time home buyer or a seasoned investor, our goal is to guide you through a smoother, less stressful buying process. These posts will offer advice and tools you need to start down the path to obtaining your dream home.
Listed below are the steps to buying a home. Click on the link to find out about each step in more detail. Each link will become active as the subject is introduced.
- Check your credit.
- Get your finances in order.
- Decide on a place and type of home you want to buy.
- Get prequalified or preapproved for a loan.
- Find a real estate agent.
- Shop for your home.
- Secure your loan.
- Lender has home appraised.
- Buyer has home inspected.
- Acquire homeowner's insurance.
- Close the Sale.
We have provided a list with links to calculators with everything from mortgage cost to salaries. If you have questions, feel free to ask us, we're only and email away.
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